EXPLANATION OF CERTIFICATE OF INSURANCE REQUIREMENT:

Throughout the term of this Agreement, Licensee shall purchase and maintain comprehensive general liability coverage for Licensee and its parent companies/entities, subsidiary companies/entities, affiliate companies/entities, directors, trustees, officers, employees, servants, volunteers, and agents with limits of not less than $1,000,000 per occurrence and $3,000,000 annual aggregate, adding Wisdom House Retreat and Conference Center as an additional insured for any and all claims arising out of, or in association with, this Agreement; and the policy will be considered primary insurance and any other coverage shall be excess. Before Licensee is allowed on the premises pursuant to this Agreement, Licensee shall furnish a certificate from their carrier.